wsk credit freedom program

"You feel the difference when food is in your body versus when it is not. In the same way, you will feel the profound difference when your finances are in your household versus when they are not."

Harold M. Lofton, Founder Lofton Wealth Strategies LLC



Just as there's a big difference when food is in your body and when it is not, the same is true for your finances. The purpose of food is to nourish and sustain your body; likewise, the purpose of your finances is to provide growth, health, and security for your family. The more income you control and cultivate within your household, the greater you can enrich your family's future.

The WSK Credit Freedom Program is designed to reverse the effects of the credit matrix. It works by first educating you about credit and debt, and then guiding you through a seven-step process to eliminate the crippling effects of compound interest on your finances. Step-by-step, you'll begin to accelerate the payoff of your personal debt. This is the beginning of your personal path to financial freedom

We know it may be hard to believe that in as little as 100 days, you could be well on your way to being debt-free. But to live and teach a debt-free lifestyle, you must first believe it's possible. Once you learn this powerful secret, all you'll need is a computer, a desk, and the determination to get there. Our 100 day action plan will show you the way.

There is a logical sequence to everything we do in the Credit Freedom Program. The first step is to commit to organizing your personal finances. As you make progress at your own pace, you'll feel empowered to continue.

With your finances organized and a firm financial foundation in place, you can then begin the process of true financial transformation.


step by step



Our seven-step process is designed to guide you through your financial transformation with clarity and purpose. Each step is a critical part of your journey toward becoming debt-free and building lasting wealth.

Step 1: Commit to Your Financial Freedom Begin by signing and dating the WSK Credit Freedom Commitment Statement. This isn't just a formality; it's your personal promise to yourself and your financial future.

Step 2: Organize Your Finances Take control by completing the WSK Budget and Goal Planners. This essential step will give you a clear, honest snapshot of your current financial situation and help you define your financial goals.

Step 3: Develop Your Discharge Plan Next, you'll sign and complete the WSK Creditor Discharge Matrix. This is the core of your strategy—a precise plan to eliminate your debt.

Step 4: Get Started with Lofton Wealth Strategies Submit your completed Creditor Discharge Matrix to WSK Financial LLC. We will review your plan and prepare you for the next phase of your journey.

Step 5: Control Your Spending to stop the cycle of debt, you must first stop adding to it. This step involves halting all new consumer credit and committing to paying the minimum amount on your existing accounts as you prepare for accelerated payoff.

Step 6: Begin your 100 Day WSK Network Action Plan. This is where your plan turns into action. This phase is designed to build momentum and show you how quickly you can achieve real results.

Step 7: Monitor Your Progress As you move forward, you will begin to evaluate and monitor your WSK Network Creditor Discharge Matrix Account. This ongoing process ensures you stay on track, see your progress, and remain motivated on your path to financial freedom.


Plain and simple


"Your commitment is key to your success. As a network member, you must follow our step-by-step process with a clear focus on becoming debt-free. When you do, you'll be able to create a truly abundant life for yourself and your family."

Harold M. Lofton, Founder Lofton Wealth Strategies LLC


Where There Is A Will, There Will Always Be A Way

Lofton Wealth Strategies LLC offers more than strategic systems for building physical wealth. Our programs are designed to inspire a new way of thinking—a new attitude of gratitude rooted in the belief, confidence, and desire of our network members. If you have the desire to achieve financial freedom, the WSK Credit Freedom Program will show you how.

Take that first step.

Join the WSK Network today